"This isn't 2008..." Are we lying to ourselves.
The common refrain from pundits is that the current explosive growth rate in home values in America is nothing like the Great Recession,...
The common refrain from pundits is that the current explosive growth rate in home values in America is nothing like the Great Recession,...
Within every bank there may be a half dozen hands that your mortgage goes through, and every touchpoint is another possibility for delay....
Today, we recommend the recent work of Extra Credits: History, on the topic of redlining, featuring a story from Jackson Ward.
In this hot market, homes often sell above list price, and above fair market value, but that doesn't mean you have to assume that. Tell...
Today we'll apply a thought experiment that you can use when considering adding features to your home to understand why some improvements...
Appraising is equal parts art and science many say, and there is some truth to it. It is common practice to round figures in an appraisal...
Highest and Best Use analysis is a test that appraisers use in order to determine how to value real estate. However, there is an...
As we mentioned last week, information on what to/not to upgrade in your home is often contradictory. A recent review of national surveys...
There are lots of studies that are thrown around on how much money you can expect from your investment in home improvements. Some of...
A closing is the culmination of the mortgage process. One of the step in that process is the appraisal, and since they're an independent...
This week's blog should make you ill. The language that will be used will reference the actual history of redlining in the City of...
The federal government has engaged in a policy designed to keep homeowners in their homes during the Covid-19 economic crisis. The intent...
Valuing real estate is often difficult. That's why a real estate appraiser receives 300 hours of education, 1500 hours of experience, and...
For a borrower, a Property Inspection Waiver (PIW) sounds like a win-win. Lower cost, faster closing, what could go wrong?! Appraisers...
With prices in parts of Richmond increasing at or near 10% per year currently, and portions of the United States seeing 20%+ increases,...
An FHA 203K Rehab loans can be a great tool for a home that needs a little, or a lot of work, but its not for every instance. Knowing the...
The Flint water crisis of 2014-2019 (and that will continue for decades to come) exposed 6,000-12,000 children to drinking water with...
2020-2021 has been "unprecedented," and another milestone has been passed, with the number of real estate agents surpassing the number of...
Is horrible. There is really no other way to put it. Zillow's algorithm is about as smart as a 5 year old - if you give them a list of...
If your home was built between 1950-1990 (or rewired in that time frame) and you see this replace it, NOW. This is a latent fire hazard....