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Jesse Ledbetter
- Sep 12, 2021
- 3 min
How to read an appraisal: Part 9
Today we wrap up the series on how to read the URAR 1004 form used in most real estate transactions. Having spent page 1 defining the...
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Jesse Ledbetter
- Sep 5, 2021
- 2 min
How to read an appraisal: Part 8
As we near the conclusion of our series on how to read the URAR 1004 Appraisal form that is used for most lender transactions, we will...
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Jesse Ledbetter
- Aug 29, 2021
- 3 min
How to read an appraisal: Part 7
Today we look at how to read the top of page 2 of the appraisal report. I'll be using this sample that was produced by the...
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Jesse Ledbetter
- Aug 22, 2021
- 2 min
How to read an appraisal: Part 6
Today's post will wrap up the left-hand side of the URAR 1004 before we move into how to read the analysis (everything to the right)....
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Jesse Ledbetter
- Aug 15, 2021
- 3 min
How to read an appraisal: Part 5
Today we dive into the quality and condition on the URAR 1004. Before we dive into the terms and definitions used by Fannie Mae, lenders,...
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Jesse Ledbetter
- Aug 8, 2021
- 2 min
How to read an appraisal: Part 4
Many people skip to this page of the report to "find the number' that the appraiser came to. Today we will break down the form line by...
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Jesse Ledbetter
- Aug 1, 2021
- 4 min
How to read an appraisal: Part 3
Today we reach the bottom of page 1 of the most commonly used form for real estate appraisal. I'll address the different portions of the...
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Jesse Ledbetter
- Jul 25, 2021
- 2 min
How to read an appraisal: Part 2
This week we continue to dive into the URAR 1004 Form that is used in most lender transactions. Above we see the "Neighborhood" and...
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Jesse Ledbetter
- Jul 18, 2021
- 2 min
How to read an appraisal: Part 1
This week we begin a multi-part guide on how to read the appraisal report that has landed in front of you, by going through the most...
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Jesse Ledbetter
- Jul 11, 2021
- 3 min
What is market value?
Ask a lender, agent, and appraiser to define this, and you'll likely get three different definitions. Today we'll look at why the real...
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Jesse Ledbetter
- Jul 4, 2021
- 2 min
Basements =\= Above Grade
In recent conversations with homeowners and realtors, the topic of "Above Grade" and "Below Grade" living areas has come up. In these...
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Jesse Ledbetter
- Jun 27, 2021
- 4 min
What slows down a closing? Part 3: Appraisers and volume
The appraiser is the only real estate professional in the mortgage transaction that has training in valuing real estate. Let that sink in...
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Jesse Ledbetter
- Jun 20, 2021
- 3 min
What slows down a closing? Part 2: Lenders and Volume
Within every bank there may be a half dozen hands that your mortgage goes through, and every touchpoint is another possibility for delay....
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Jesse Ledbetter
- Jun 13, 2021
- 1 min
Redlining Richmond: special video
Today, we recommend the recent work of Extra Credits: History, on the topic of redlining, featuring a story from Jackson Ward.
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Jesse Ledbetter
- Jun 6, 2021
- 2 min
Why didn't my outhouse add value?!
Today we'll apply a thought experiment that you can use when considering adding features to your home to understand why some improvements...
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